Don't Get A Lawyer Before Reading This Article!
Some matters and situations in life just dictate that you have to use a lawyer. It can be as simple as a single legal document you need advice on, or full blown representation in court. Whatever the case may be, no pun intended, you may not be familiar with dealing with lawyers. Read on to learn a few things.
You may find that your friends, family, and coworkers can provide a wealth of information when it comes to finding a lawyer who can best fit your needs. Ask around and see what experiences people have had with particular lawyers, or if they have any advice for you based on their circumstances.
Why not have a lawyer ready to go in case something happens by putting one on retainer? That way, you do not feel lots of pressure and can take enough time to find just the right attorney. Keeping a retained lawyer is also beneficial because you will be able to obtain expert advice whenever you are in need of it.
Do not pick a lawyer because you saw their ad on television or on a billboard. Many big firms that can afford this type of advertising use lawyers that are fresh out of school for most of their cases, but charge you for the experience held by its highest lawyers.
Invest time into finding the right attorney. Don't just hire the first person you hear about. Ask family and friends who they work with. Look up the person you are considering online and see if anyone left a testimonial regarding their work. You want to find a person that is going to help, not hurt, your case.
It is important that the lawyer you hire is one who is experienced on the field you need help with. For instance, if you need a lawyer for a divorce, it would not be wise to hire a lawyer specializing in taxes. When you hire a lawyer familiar with the problem, you need help with, you have a better chance of positive results.
If your lawyer does or says anything you don't understand, speak up. They should be more than happy to explain anything to you, from what a fee is for to a document they're having you sign. If your lawyer doesn't want to talk about anything related to your case, drop them immediately.
Prior to hiring your lawyer, you should get in touch with your area's bar association in order to find out if he or she has any filed complaints from others. If there are complaints, research them to see whether you should consider hiring a different attorney.
If your lawyer has a busy schedule, your case may end up costing more to complete. That's because it will end up dragging on as they tend to all of their other clients. Try to select a lawyer who isn't running around like a chicken with their head cut off!
When it comes to working with a lawyer, consider your needs before your wants. While you may want an attractive, high profile lawyer who has won for big clients in the past, it's likely unattainable. If you need a lawyer who specializes in real estate, then that is who you choose.
While you may believe that paying more leads to greater quality, it does not. You are paying for the time of the lawyer, and their skill level does not necessarily equate to their pay rate. In the end, it is the amount of time they spend on your case which inflates your bill, not their experience.
I want a big name lawyer! I want them to scare the judge! Just like in everyday life, wants are great, but needs are more important. You have to make a list of your needs and choose a lawyer based on that list, not all the wants you have in your heart.
Talk to several lawyers before making a selection. Don't hire the first lawyer you speak with. You want an attorney who you can trust, so interview several potential candidates. In addition to the standard qualifications, determine whether their personality will work well with your own, as you may be spending a great deal of time together.
If you think your lawyer is failing you, keep in mind that winning is important to your attorney, too. You need to trust that they know what they are doing and website they have experience you don't have.
When you are trying to hire a lawyer for your case, do not hesitate to ask them for some references. You should talk with two or three people that can give you a good idea of what to expect. You should hire someone else if they give you a hard time about providing references.
Look into legal aid if money concerns you. A legal aid office can give you a referral to a lawyer who is willing to work pro bono. Some lawyers volunteer in order to gain experience. The Internet is a great place to find these types of lawyers.
Checking out the reviews of the lawyers you want to hire, are any called a "bulldog?" If there is any such reference, it is likely that same attitude extends to their clients. You don't want to have to deal with such an individual, so look for someone reputed to be a smart debater instead.
Never pay any lawyer until you know your rates and all that you will be receiving in return. You might be asked for a retainer fee just to speak with a lawyer. This will not go towards sessions but will only guarantee you that the lawyer will go over your case.
Make sure your lawyer is licensed by the state that you're living in. State licenses are not valid across all states. The advice an attorney shares with you will not be relevant in another state. Always inquire at the state licensing board in order to make sure things are on the up and up.
Lawyers tend to carry an unfortunate reputation in the minds of many. But, by taking some time to learn about various practice areas and what makes for a truly great attorney, it is possible to find someone with whom you are entirely comfortable and in whom you can place your full trust. The information found in the piece above is a terrific resource for doing just that.
Auto insurers play hardball in minor-crash claims
Profitable strategy
The cases, CNN found, illustrate a carefully developed strategy to make the victims look like they are trying to defraud the insurers.
But documents CNN obtained indicate profit, not fraud, is the reason companies decided to play hardball in small accidents.
For Allstate and State Farm, according to documents obtained by CNN, the strategy was developed in the mid-1990s with the assistance of consulting giant McKinsey & Co.
Looking for a way to boost profits, McKinsey focused on soft-tissue injuries incurred in minor crashes.
While the McKinsey documents -- numbered in the thousands -- are under seal in courts around the country, CNN saw several of them during a court hearing in Lexington, Kentucky.
Playing off Allstate's signature slogan, one document recommends the insurer put boxing gloves on its "good hands" for those who insist on going to court.
The strategy, according to former Allstate and State Farm employee Jim Mathis, relies on the three D's -- denying a claim, delaying settlement of the claim and defending against the claim in court.
"The profits are good, and as long as the community, the public allows this to occur, the insurance companies will get richer and people ... will not get a fair and reasonable settlement," Mathis said.
Both Allstate and State Farm declined requests for interviews.
In an e-mail, Allstate wrote it did not believe it would "have any real opportunity of being successful in getting you (CNN) to do a balanced report."
State Farm wrote: "We take customer service seriously and seek to pay what we owe, promptly, courteously and efficiently, and we handle each claim on its own merits."
The company also said, "Any attempt to generalize that State Farm adopted consultant recommendations as other insurers is just plain wrong."
A company spokesman sent an additional e-mail, saying that the company did work with McKinsey to improve claims handling but State Farm stopped using the McKinsey program in 1999.
Robert Hartwig, president of the Insurance Information Institute, told CNN insurers do not have a strategy of blanket denial of claims. He also said strategies to limit expenditures on minor-impact crashes are needed to fight fraud.
Hartwig specifically singled out lawyers who he claims make a living on car accident victims, saying those lawyers are upset because "the gravy train is over."